About Today: Year-End Money Moves You Should Make Right Now

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Today As the end of the year approaches, you're hopefully planning some ambitious New Year's Resolutions. And we don't just mean joining a gym -- you should also give serious thought to getting your finances in order for the new year. But some money resolutions just can't wait until 2014. There are several money moves that you should really consider making before the end of the calendar year... Which, in case you haven't noticed, is just two weeks away. Year-End Moves to Lower Your Tax Bill If you're dreading your upcoming tax bill, now is the time to lower your tax liability for 2013. That might mean deferring some pay until next year -- maybe that Christmas bonus can wait until January? -- or making tax-deductible expenditures like donating to charity. And it's not just about lowering this year's liability: If you think you'll be in a higher bracket in 2014, you might take the opposite approach and shift some of that tax liability into 2013. These Are the New Tax Rates for 2014 Donating an IRA as a Year-End Tax Strategy 3 Tips to Maximize Itemized Deductions Search Related Topics:  tax planning strategies  year end  Take Care of That FSA Earlier this year the Treasury Department changed "use it or lose it" rules for Flexible Spending Accounts, saying that employers could allow their employees to carry over as much as $500 into next year. But not every employer will take advantage of that new rule, so check with your employer to find out whether or not you're permitted to carry a balance over into 2014. If the answer is no, here's what you can spend that money on. How to Start a Health Savings Account The Top Ten Insurance Myths You Need to Know What Exactly Is Obamacare, Anyway? Search Related Topics:  year end  tax planning strategies  medical expenses Get Your Free Credit Report You're entitled to one free credit report every calendar year. If you haven't gotten one in 2013, now's the time to follow our instructions for getting and reading the report. Not sure why you should care? Here's why pulling your credit report is worth your time. Fixing Your Credit Report After Identity Theft Smart Year-End Money Moves Is it Possible to Buy a Car With Bad Credit? Check Up on Your Portfolio You should plan to rebalance your portfolio once a year, so here's another one that you may as well tackle now. While you're at it, check your asset allocation, and heed these year-end tax tips for investors (hint: if you've got losing investments, sell them off now to claim the deduction for this year). The Bond Market Outlook for 2014 Retail ETFs for the Holiday Shopping Season The Strange Psychology of Penny Stocks Investors Search Related Topics:  tax planning  market timing  mutual fund types Related Searches Money Help Money com Money First Money Savings Money Rate Featured Articles Follow About.com Money on Facebook! Your Guide to Year-End Retirement Planning This Christmas, Give the Gift of Financial Literacy The Money Rules of Thumb Everyone Should Know The Best Gifts for Under $5 It's Time to Rebalance for 2014   More from About.com Run Your First 5K Even couch potatoes can be ready for a 5K with just a couple months of training. Read more...> Help! I'm Too Busy Time and stress management tips to help you feel as though you have more time. Read more...>   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About.com Today newsletter. If you wish to change your email address or unsubscribe, please click here. About.com respects your privacy: Our Privacy Policy Contact Information: 1500 Broadway, 6th Floor New York, NY, 10036 © 2013 About.com     Follow us on: Advertisement