Who says Valentine's Day needs to be outrageously expensive? While it may be tempting to show your love by dropping large sums of cash on your significant other, there are ways to celebrate that don't drain your wallet. And there are even ways to be make Valentine's a cash-flow-positive holiday if you use it as an opportunity to do a little couples' financial planning.
Okay, so we don't recommend totally cheaping out on your V-Day date and disappoint the special someone in your life. But don't assume that you need to go out to the most expensive restaurant in the city to have a good time. There are plenty of less-expensive things you can do on Valentine's, including hitting a museum or going stargazing.
If you want to buy expensive jewelry and flowers for Valentine's, we're not going to stop you. But there are lower-cost alternatives that won't break the bank, from candy flowers to homemade edible arrangements.
Maybe Valentine's Day itself isn't the best time for a serious discussion about your finances. But once dinner is done and the flowers and chocolates have been exchanged, maybe it would be a good idea to sit down as a couple and have a good chat about your financial future together. Hey, what could be more romantic than planning to grow old together?
Valentine's Day doesn't just have to be about loving the special person in your life. It can also be about having a better relationship with your money. This Valentine's, get to a point where you truly love managing, learning about and saving money.